Texas temporary housing
State desk for ALE context, CAT patterns, and provider coverage in Texas.
ALE notes
Texas policies treat ALE as part of Loss of Use. Wind/hail, flood, and named-storm deductibles can change what is payable. Ask whether your temporary housing option needs prior approval for monthly stays.
Climate and CAT patterns
Houston and the Gulf Coast see hurricane, flood, and freeze-related displacement. Wildfire risk exists in parts of the state. Hotel inventory tightens quickly after regional events.
Coverage
Houston metro desk is live. RV on-lot and monthly pad options are common when driveway power and HOA rules allow.
Metro desks
Not sure which housing type fits?
Tell us your situation. We route you to education, a provider match, or LongTerm RV when an RV path makes sense.